Comparison
Indy handles your pro account. Freelance Budget pilots your business.
Indy is an excellent pro bank account for freelancers, with an integrated bookkeeping layer for micro-entrepreneurs and liberal professions. Freelance Budget focuses on strategic piloting: treasury, projections, scenarios, multi-entity.
TL;DR
- Indy = pro bank account + basic bookkeeping for Micro/BNC. Freelance Budget = financial piloting + projections, independent of your bank.
- Indy is limited to simple French statuses (Micro-Entrepreneur, BNC). Freelance Budget handles SAS, SASU, SARL, EURL + Micro + UK/DE statuses.
- Indy charges ~€12-25/month depending on plan. Freelance Budget: €99/year excl. VAT (~€8/month), no bank account (you keep yours).
- For a multi-status or international freelancer, Indy doesn't follow. Freelance Budget does.
Side by side
Comparison
Freelance Budget
Indy
Pro bank account included
Freelance Budget: use your existing bank, we import CSV
Mission tracking (day rate, calendar)
Indy: invoices/quotes OK, no mission calendar
12-month treasury projection
Health score & runway
What-if scenarios
Shareable client calendar
Multi-entity (SAS + Micro + LLC)
Indy: 1 status per account
SAS, SASU, EURL, SARL statuses
Indy: focused on Micro and liberal professions
UK / Germany statuses
Generated VAT declarations
Multi-leg mileage
Price
€99/year excl. VAT (~€8/month)
€12-25/month
When to choose Indy
Indy
You're a Micro-Entrepreneur or liberal profession (BNC), you want an all-in-one pro bank account with basic bookkeeping. Indy is designed for this exact profile and does it well.
Freelance Budget
You're in SASU/SAS/EURL, or multi-entity, or international, or you want to pilot beyond basic bookkeeping. You can also use both: Indy for the pro account, Freelance Budget for piloting.